Worse, it’s a blood-thirsty industry that cannibalizes its own lifeblood–its customers. Then, they pretend they love you. Maybe I take it too personally, but I’ve found that most of their tactics are designed to lull you into believing something other than the truth and I find that downright insulting.

I know I opted out of those offers some time ago, then they magically started re-appearing. Not sure if the opt-out expired or they just thought I’d forgotten. But I ask myself, why do I have to keep opting OUT? Shouldn’t I have to opt IN if I wanted them?

Even if I were being kind to the credit reporting agencies, I’d say the the onus should be on THEM to at least get MY permission to sell MY personal information to these credit card companies. Say, once every 50 years or so.

Welcome to the golden jubilee of the Carnival of Personal Finance: #50! Isn’t it exciting? Not to be outdone by Queen Elizabeth, I arranged to have the Blue Angels fly over New York City this past week to commemorate the occasion….