Financial Reflections

Personal Finance for those stuck in the middle.

Archives for the ‘Net Worth’ Category

If You’re so Smart, Why Aren’t You Rich?

By admin • Jan 22nd, 2009 • Category: Entrepreneurship, Goals, Income, Jobs, Net Worth, Success

You’re smart. Chances are you’re pretty darn good looking to. But odds are you aren’t rich. We all know some half-wit who’s rolling in dough right? So why aren’t you?



The Millionaires I Know

By admin • Jan 21st, 2009 • Category: Entrepreneurship, Net Worth, frugal, thrift

I know at least four millionaires. I’m pretty sure I know more, but I thought I’d outline those I know the most about. People aren’t exactly forthcoming with their money matters, so I’m having to speculate here, but I’m rather certain these four are loaded.



How to Set SMART Financial Goals

By admin • Dec 17th, 2008 • Category: Goals, Net Worth, Reflections

It’s the time of the year where people set goals.  But rather than bore you with my financial goals for 2009, I thought I’d put something together to help you make your own goals.  My goal is to help you set goals that let you live those dreams in 2009 and beyond.

Sphere: Related Content



Review of Mint.com (Part 1)

By admin • Jul 10th, 2008 • Category: Budgeting, Investing, Net Worth

Mint.com is a an online software budgeting package that is a huge success so far. I first heard about it through a “Twitter” sent from a friend who simply said “mint.com is pretty slick” He’s a graphic designer so I was expecting an Adobe Photoshop tutorial rather than a personal finance tool.

Sphere: Related [...]



Entrepreneurs: Business Successes But Budget Failures?

By admin • Jul 10th, 2008 • Category: Budgeting, Investing, Net Worth

The New York Times just ran an interesting article comparing business budgeting to home budgeting. Apparently, many an entrepreneur out there doesn’t budget as well in their personal lives as they do with their business.

Sphere: Related Content



Four Reasons to Get Jazzed About Personal Finance

By coglethorpe • Apr 26th, 2006 • Category: Net Worth

Budgeting is boring. And paying off a credit card is a lot less fun than just paying the minimum and using the rest of the money to buy the latest MP3 player.  But as those of you who’ve been reading for a while know, I keep pretty close track of my personal financial progress.
I’ll be [...]



Why Everyone (else) is a Millionaire

By coglethorpe • Apr 25th, 2006 • Category: Investing, Net Worth, Retirement

I’ve heard this one several times before: everyone’s becoming a millionaire.  It goes right along with the idea that the rich are getting richer and the poor are getting poorer.  These days, that certainly seems to be the case.  Some of us are watching the numbers on our quarterly statements getting bigger, while the rest [...]



What They Didn’t Teach In High School

By coglethorpe • Apr 20th, 2006 • Category: Net Worth

I wasn’t known as the best student in high school, but I was reasonably aware of what was going on.  I learned about everything from valance electrons to integrals to The Great Gatsby.  But when it came to money, the one thing I would need to deal with for nearly every day of the rest [...]



The Best Retirement Question I’ve Ever Heard

By coglethorpe • Apr 11th, 2006 • Category: Net Worth

I recently read  The Number: A Completely Different Way to Think About the Rest of Your Life by Lee Eisenberg, which I found only because I confused it with a different book called The Number in Mark Cuban’s blog.  It was a pleasant mistake, because I completely enjoyed the book.   And I enjoyed it for a reason that - strangely enough – has [...]



What’s Your Burn Rate?

By coglethorpe • Apr 10th, 2006 • Category: Net Worth

The concept of a burn rate is pretty important for companies just staring out. It refers to the rate that a young company is “burning” through the cash that venture capitalists or other investors have put up. And sometimes it’s pretty large. One startup I worked for burned cash at the rate [...]