Financial Reflections

Personal Finance for those stuck in the middle.

Archives for the ‘Budgeting’ Category

11 Sites That Help in a Bad Economy

By admin • Jan 30th, 2009 • Category: Budgeting, Debt, Economy, Jobs, credit

The bad economic news is everywhere. The Washington Post says “Economic Signs Turn From Grim To Worse” and CNN Money proclaims this the “Sharpest decline in 26 years.” Sure, times are tough, but I wanted to end the week with some resources to help us cope in hard times.



What Industries Are Hiring Now?

By admin • Jan 15th, 2009 • Category: Budgeting, Economy, Jobs, Success

With unemployment continuing to climb, it’s getting harder and harder to find a job. But there are industries out there that are hiring now, and I thought I’d to a search to find where people think the jobs are. A good strategy might be to find growth industries and focus on them first.



6 Personal Finance Sites You Must Visit

By admin • Jan 5th, 2009 • Category: Budgeting, Cards, Debt, Report, Reports, identity theft

What better way to start off the new year than by taking care of some personal finance matters?  OK, that might not sound like the most exciting thing in the world, but by summer, you’ll be more likely to spend a worry free vacation knowing you’ve handled a few of the basic issues back in January.
I’ve compiled [...]



3 Things to do After the Holidays

By admin • Dec 29th, 2008 • Category: Budgeting, Goals, Reflections, taxes

The holidays have passed, gifts have been given and received, relatives have been visited and I’m back to my day-job.  It was an enjoyable break, but it’s back to reality.  With that in mind, I’ve got three post-holiday plans (besides watching bowl games) to help out with the finances after the holidays.

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Multiple Benefits to Saving Money

By admin • Aug 1st, 2008 • Category: Budgeting, frugal, thrift

I recently wrote that I’m trying four fairly obvious, but time tested ways to save money this week. I started that experiment on Monday and I wanted to give you some updates on the results. It turns out that I’ve found multiple benefits to saving money:

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Review of Mint.com (Part 1)

By admin • Jul 10th, 2008 • Category: Budgeting, Investing, Net Worth

Mint.com is a an online software budgeting package that is a huge success so far. I first heard about it through a “Twitter” sent from a friend who simply said “mint.com is pretty slick” He’s a graphic designer so I was expecting an Adobe Photoshop tutorial rather than a personal finance tool.

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Entrepreneurs: Business Successes But Budget Failures?

By admin • Jul 10th, 2008 • Category: Budgeting, Investing, Net Worth

The New York Times just ran an interesting article comparing business budgeting to home budgeting. Apparently, many an entrepreneur out there doesn’t budget as well in their personal lives as they do with their business.

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Google Spreadsheets: A Review

By coglethorpe • Jun 15th, 2006 • Category: Budgeting

I posted previously about Google Spreadsheets, which look like Google’s first strike at Microsoft’s Office empire.  The spreadsheets seem to be designed for the everyday user as a low-cost alternative to the expensive MS Office suite.  Well, I’m all about saving money, so I decided to give it a spin.

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Can You Trust Google With Your Financial Data?

By coglethorpe • Jun 6th, 2006 • Category: Budgeting

I’ve been doing my budget, checkbook and other financial planning in Microsoft Excel for some time now.  It’s handy enough, does my calculations quickly and allows me to move between files and sheets quickly.  Products like Excel have also made Bill Gates the richest man on the planet.  But now Google has what just might [...]



Personal Finance Isn’t About Money

By coglethorpe • May 18th, 2006 • Category: Budgeting, Reflections

Personal Finance involves a lot of number crunching.  Not to mention that there are forms to be filled out, phone calls to be made and dates to remember.  We calculate, negotiate, and consolidate.  When you think about it, there’s a lot to do in the course of a year.  No wonder people get burned out on it [...]